During your Blackjack play at physical, live, online or mobile casino malaysia you will be given the choice to take even money when the blackjack dealer has an Ace. Even money is really just another kind of insurance which is provided to players holding Blackjack or Natural 21 when the dealer gets an Ace. This will either be provided verbally by the blackjack dealer or in the form of insurance when playing online or mobile casino blackjack games.
The premise behind taking even money is that you are guaranteed to achieve some form of payout for your blackjack hand, usually a one to one payout where you forfeit 50% of what you could have won. On the other hand, should you not decide to take even money, this may lead to a push or “tie” with the dealer where you will not lose anything but you also will not win anything even with the top hand.
So what should you do? That depends who you ask and what kind of blackjack players you are!
Some players base their choice of taking even money on the amount that they bet on a particular hand, some blackjack strategy players base their choices only on mathematical principles and odds alone, whereas card counters will be able to assess the likelihood of the house having blackjack based on the number of 10 value cards versus lower value cards which have already been dealt and those that remain.
As blackjack players who play not only for fun, but also to earn money, we normally side with strategy players and mathematical odds. Looking at these elements alone, the answer to whether you should take even money when you have Blackjack against a dealer’s Ace is NO.
Let’s take a look at why we say that based on the odds and statistics:
The possibility of the dealer having an Ace when you have natural blackjack is 6.4%. A push occurs 30.74% of the time if you do not take even money. This means that even without taking even money you will gain yourself a 3:2 payout 69.26% of the time. Taking all things into account, you will achieve a 3.89% advantage without taking even money.
Another factor to think about is why online casino malaysia provide even money in the first place is it since they want to offer you a chance to save on losses or is it since they want to decrease the above advantage? Obviously the latter is the case, they are after all, in business to make profit if possible.
This means that the odds are really in your favor the majority of the time, so go for them.
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